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Mr. Roofer Services and Roof Financing Options

Many roof repairs and replacements simply can’t wait – they have to be done no matter what or how much is in your wallet. But with roof financing options from Mr. Roofer including options under $100/month, you don’t have to stress.

Our professional technicians will complete the roofing project of your dreams and our dedicated team will help you with financing a roof replacement without personal loans or variable interest rates!

Quit searching “affordable roofing company near me” and contact Mr. Roofer today!

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Financial Services for Roof Replacement Costs
Roof Repair

New Roof Installation

Are you looking to install roofing on a new construction building? Look no further than Mr. Roofer! We’ll build you something that fits into your architectural style and can help lower your energy costs.

There’s a wide range of new roofing materials on the market that can really expand your architectural possibilities. Ask us to learn more about financing for new roof.

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Roof Repair

Skilled repairs can help you extend your roof’s lifespan. Our team will spot where the damage is and get your roof fixed before there’s any serious damage.

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Roof Maintenance

We can perform regular inspections to help you stay on top of repairs and maintenance. When you catch problems early, they’re easier and cheaper to fix.

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Teardowns and Replacements

Roof replacements are simply a fact of life, but we’ll help you make it as affordable and painless as possible.

Metal roof financing and other options through Mr. Roofer can help make your replacement a real upgrade at a cost you can afford. Don’t turn to sketchy roof loans or personal loans before checking out our finance options.

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roof installation
installation of roof

Commercial Roofing

Do you need commercial roofing options for your business, multifamily housing, or manufacturing facility? We’ll help you get new roofing that lets your business flourish to its full potential.

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Other Services

Mr. Roofer also does siding, gutter installation, gutter maintenance, and ventilation. Contact us for more information on the services we offer.

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gutter services

Financial Services for Roof Replacement Costs

Roofing repair is expensive! If you’re worried about your credit history or don’t think you can handle another bill on top of car loans and credit card bills, talk to us!

What Should You Be Aware of When You Finance a New Roof

Home Equity Loans

If you have enough equity in your home, you may be able to borrow against your existing mortgage, take out a second mortgage, or apply for a home equity line from a bank or credit union. For those with good credit, a home equity loan may be better than other roof financing options. Government insured loans from Federal Housing Administration (FHA) approved lenders can be an option for homeowners with lower credit scores. They can offer fixed rate loans with better terms than an unsecured personal loan.

You may also be able to do a cash out refinance that lets you pay for roofing projects without a line of credit. Some lenders also offer a revolving credit account secured by your home equity. But for many homeowners, the loan terms are simply too tough, That’s why Mr. Roofer offers roof financing bad credit for all buyers, regardless of their financial situations.

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Homeowners Insurance

If your home was damaged in a storm or other weather event, your insurance company may cover part or all of your repair or replacement.

Working with a contractor can help get you the settlement money you need to cover roofing costs. Don’t go with a storm-chasing contractor, though – go with one that’s been in southern Ohio for years!

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Homeowners Insurance

Same as Cash Options

Our “same as cash” options allow you a long period (a year or more) with no interest! This lets you finance a roof by paying down the principal before getting whacked with compound interest.

When you’re searching for “roof financing near me,” look for lenders that offer a long interest-free period. Check out what their typical lump sum down payments are, too.

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Fixed Monthly Payments

Our low monthly payment plans can help you get roof repair or replacement even if you can’t afford much per month. These plans are suitable for those on a fixed income or low income.

You may be able to get a roofing job worth over $10,000 done now for under $100 a month with no lump sum upfront. Ask us how!

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residential roofing contractors
local roofing company

Loan Options

Don’t worry if you don’t have an excellent credit score or can’t get secured loans! Mr. Roofer works with third-party financers that can give you a significantly lower interest rate than you might get from a personal loan or other credit line.

You will have to release information such as your monthly gross income and amount of home equity in order to be approved.

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What Should You Be Aware of When You Finance a New Roof?

Sometimes, emergency roof repair comes up when money is tight and you don’t have a choice about roof loans.

But why do other homeowners choose to finance a new roof when it isn’t an emergency? And how do you keep yourself safe from unscrupulous lenders?

asphalt roofing

Find a Contractor You Trust

A good contractor will be upfront about roof replacement financing and any costs associated with borrowing. They’ll give you a fixed interest rate or be upfront about interest terms.

Remember that the contractor doesn’t directly approve loans or set terms themselves. Instead, they partner with a bank, credit union, or loan company.

However, if a contractor seems shady or is hiding information from you in other situations, it may be a sign that their roof financing for bad credit might not be all they say it is. Keep looking for an affordable roofing contractor.

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Trust In Mr. Roofer - Your Affordable Roofing Company

Whether you have good, bad, or fair credit, new roof financing shouldn’t break the bank. If you’re in southern Ohio, northeastern Kentucky, or western West Virginia, look no further than Mr. Roofer.

Quit searching “affordable roofing near me” and call us for a free, no-obligation estimate. Financing for roof replacement or new roof projects shouldn’t bankrupt you!

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customer ratings roofer

Read The Fine Print

As with any financial document, you should read your loan paperwork carefully. Ask questions if you don’t understand any terms or if the amount you owe each month is unclear.

Make sure the contract is specific to your situation, as well. Financing a metal roof is a bit different because of the longer lifespan, for instance. Quality, affordable roofing contractors aren’t worried about you taking your time with a contract; they know their services are solid. If a contractor is pushing you to take on roof loans you don’t understand, run in the other direction!

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Frequently Asked Questions

Is Financing a Roof a Smart Financial Choice?2023-04-25T11:45:54+00:00

A roofing project is one of the best ways to add value to your home and boost the resale price. That’s why a roof loan can be such a smart financial investment. Shop around to make sure you get the best monthly payments.

Depending on the project, you may be able to write off part of the project on your taxes if you are installing more energy-efficient materials like metal roofing. Ask your contractor to learn more!

What Are My Roof Financing Options? Will a Home Equity Loan Work?2023-04-25T11:46:19+00:00

When it comes to roof loans, there are a lot of options. If the project costs exceed your current credit limit, you can take out a personal loan or home equity loans to cover the cost of your roofing project.

Before you go to the bank, check with your contactor to see what roof loans they offer, what the interest rates are, and what your monthly payments would be. With Mr. Roofer, you may be able to get a roof loan for under $100 a month and no lump sum down payment!

Why Do Roofing Projects Cost So Much?2023-04-25T11:46:41+00:00

New roofing requires both a lot of material and a lot of labor. That can make financing a new roof tough.

Certain materials last longer, but can cost more upfront. It’s really important to investigate whether the contractor can offer you affordable metal roofing or slate roofing.

Make sure you are looking for the most affordable roofing companies near you and you check out their options for bad credit roof financing.

Can You Finance a Roof In Ohio with a Personal Loan?2023-04-25T11:47:47+00:00

Yes! There are no obstacles in Ohio, West Virginia, or Kentucky to financing home improvement projects. Financing for a new roof is possible through many contractors, as well as banks and lenders.

Personal loan terms and roof loans vary – make sure you shop around before your roofing project begins to get the lowest monthly payment.

What Type of Loan Is Best for Replacing My Roof?2023-04-25T11:47:48+00:00

Financing roof replacement or a roofing project depends on your personal financial situation. Some homeowners find a home equity loan works best for their needs, while others may use personal loans.

Make sure you investigate all your finance options, including getting a fixed-rate loan through your contractor. The entire loan may be cheaper than you think.

Is $30,000 Too Much for a Roof?2023-04-25T11:47:53+00:00

The average cost of a new roof for a primary residence is typically over $10,000, depending on the location and roofing materials.

Some contractors purposely inflate their prices, especially after storms or destructive weather. You can always ask for an itemized breakdown or get a second quote if you think a contractor is price gouging.

What Credit Score Is Needed for a Roof?2023-04-25T11:47:57+00:00

Although the exact score varies based on the lender and your personal situation, the typical equity line of credit intended for a home improvement project requires a minimum credit score of 640-660.

With Mr. Roofer, though, your financial situation won’t stop you from getting the home of your dreams. Almost every customer gets the roof loan that they need.

Your credit score may affect your loan terms, including your interest rate. We’ll work to get you the best terms for your credit score.

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