Are you looking to install roofing on a new construction building? Look no further than Mr. Roofer! We’ll build you something that fits into your architectural style and can help lower your energy costs.

There’s a wide range of new roofing materials on the market that can really expand your architectural possibilities. Ask us to learn more about financing for new roof.

Do you need commercial roofing options for your business, multifamily housing, or manufacturing facility? We’ll help you get new roofing that lets your business flourish to its full potential.

If you have enough equity in your home, you may be able to borrow against your existing mortgage, take out a second mortgage, or apply for a home equity line from a bank or credit union. For those with good credit, a home equity loan may be better than other roof financing options. Government insured loans from Federal Housing Administration (FHA) approved lenders can be an option for homeowners with lower credit scores. They can offer fixed rate loans with better terms than an unsecured personal loan.

You may also be able to do a cash out refinance that lets you pay for roofing projects without a line of credit. Some lenders also offer a revolving credit account secured by your home equity. But for many homeowners, the loan terms are simply too tough, That’s why Mr. Roofer offers roof financing bad credit for all buyers, regardless of their financial situations.

Our “same as cash” options allow you a long period (a year or more) with no interest! This lets you finance a roof by paying down the principal before getting whacked with compound interest.

When you’re searching for “roof financing near me,” look for lenders that offer a long interest-free period. Check out what their typical lump sum down payments are, too.

Don’t worry if you don’t have an excellent credit score or can’t get secured loans! Mr. Roofer works with third-party financers that can give you a significantly lower interest rate than you might get from a personal loan or other credit line.

You will have to release information such as your monthly gross income and amount of home equity in order to be approved.

A good contractor will be upfront about roof replacement financing and any costs associated with borrowing. They’ll give you a fixed interest rate or be upfront about interest terms.

Remember that the contractor doesn’t directly approve loans or set terms themselves. Instead, they partner with a bank, credit union, or loan company.

However, if a contractor seems shady or is hiding information from you in other situations, it may be a sign that their roof financing for bad credit might not be all they say it is. Keep looking for an affordable roofing contractor.

As with any financial document, you should read your loan paperwork carefully. Ask questions if you don’t understand any terms or if the amount you owe each month is unclear.

Make sure the contract is specific to your situation, as well. Financing a metal roof is a bit different because of the longer lifespan, for instance. Quality, affordable roofing contractors aren’t worried about you taking your time with a contract; they know their services are solid. If a contractor is pushing you to take on roof loans you don’t understand, run in the other direction!