Call Us today: 1-740-263-4357

Get an Instant Estimate
Get an Estimate
Get an Instant Estimate

Mr. Roofer Services and Roof Financing Options

Many homeowners spend on roof repair services and roof replacement services simply can’t wait – they have to be done no matter what or how much is in your wallet. But with roof financing options from Mr. Roofer including options under $100/month, you don’t have to stress.

Our professional technicians will complete the roofing project of your dreams and our dedicated team will help you with financing a roof replacement without personal loans or variable interest rates! Quit searching “affordable roofing company near me” and contact Mr. Roofer today!

Apply Now
Financial Services for Roof Replacement Costs
Roof Repair

New Roof Installation

Are you looking to install roofing on a new construction building? Look no further than Mr. Roofer! We’ll build you something that fits into your architectural style and can help lower your energy costs.

There’s a wide range of new roofing materials on the market that can really expand your architectural possibilities. Ask us to learn more about our financing options for new roof.

Apply Now

Roof Repair

Skilled roof repairs can help you save money and extend your roof’s lifespan. Our roof repairs team will spot where the damage is and get your roof fixed before there’s any serious damage.

Apply Now

Roof Maintenance

We can perform regular inspections to help you stay on top of roof repair and maintenance. When you catch problems early, they’re easier and cheaper to fix.

Apply Now

Teardowns and Replacements

Roof replacements are simply a fact of life, but we’ll help you make it as affordable and painless as possible.

Metal roof financing and renovation loans and other financing options, through Mr. Roofer can help make your replacement a real upgrade at a cost you can afford. Don’t turn to sketchy roof loans or personal loans before checking out our finance options.

Apply Now
roof installation
installation of roof

Commercial Roofing

Do you need commercial roofing options for your business, multifamily housing, or manufacturing facility? We’ll help you get new roofing that lets your business flourish to its full potential.

Apply Now

Other Services

Mr. Roofer also does siding, gutter installation, gutter maintenance, and ventilation. Contact us for more information on the services we offer.

Apply Now
gutter services

What Should You Be Aware of When You Finance a New Roof?

Sometimes, emergency to finance a roof to repair comes up when money is tight and you don’t have a choice about roof repair loans.

But why do other homeowners choose to finance a new roof when it isn’t an emergency? And how do you keep homeowners insurance yourself safe from unscrupulous lenders?

Financial Services for Roof Replacement Costs

Roofing repair is expensive! If you’re worried about your own credit score or your credit history, or don’t think you can handle another bill on top of car loans and credit card bills, talk to us!

What Should You Be Aware of When You Finance a New Roof

Home Equity Loans

If you have enough home equity already in your home equity amount, you may be able to borrow against your existing mortgage, take out a second mortgage, or apply for a home equity line from a bank or credit union. For those with good credit, a home equity loan may be better than other roof financing options. Government insured loans from Federal Housing Administration (FHA) approved lenders can be an other financing option even for homeowners with lower credit scores. They can offer fixed rate loans with better terms than an unsecured personal loan.

You may also be able to do a cash out refinance that lets you pay for roofing projects without a line of credit. Some lenders also offer a revolving, credit card or account secured by your home equity. But for many homeowners, the loan terms are simply too tough, That’s why online lender Mr. Roofer offers roof financing bad credit for all buyers, regardless of their financial situations.

Apply Now

Homeowners Insurance

If your home was damaged in a storm or other weather event, your insurance company may cover part or all of your repair or replacement.

Working with a contractor can help get you the settlement money you need to cover roofing costs. Don’t go with a storm-chasing contractor, though – go with one that’s been in southern Ohio for years!

Apply Now
Homeowners Insurance

Same as Cash Options

Our “same as cash” options allow you a loan term a long period (a year or more) with no interest! This lets you finance a roof by paying down the loan amount and principal before getting whacked with compound and interest rates.

When you’re searching for “roof financing near me,” look for fixed rates and lenders that offer a long interest-free period. Check out multiple lenders with fixed rates and what their typical lump sum down payments are, too.

Apply Now

Fixed Monthly Payments

Our low monthly payment plans can help you get roof repair or replacement even if you can’t afford much per month. These low monthly payments plans are suitable for those on a fixed income or low income.

You may be able to get a roofing job worth over $10,000 done now for under $100 a month with no lump sum upfront. Ask us how!

Apply Now
residential roofing contractors
local roofing company

Loan Options

Don’t worry if you don’t have an excellent credit score or can’t get secured personal loans! Mr. Roofer works with third-party financers that can give you financing partners a significantly lower interest rate than the fixed interest rates that you might get from a personal loan or other credit line.

You will have to release information such as your monthly gross income and amount of home equity in order home equity loan to be approved.

Apply Now
asphalt roofing

Find a Contractor You Trust

A good contractor will be upfront about roof replacement, financing options and any costs associated with borrowing. They’ll give you a fixed interest rate or be upfront about competitive interest rates and repayment terms.

Remember that the contractor doesn’t directly approve personal loans, or set repayment terms for installment loans themselves. Instead, they partner with a bank, credit union, or other personal loan other company.

However, if a roofing contractor seems shady or is hiding information from you in other situations, it may be a sign that their roof financing for bad credit might not be all they say it is. Keep looking for an affordable roofing contractor.

Apply Now

Trust In Mr. Roofer - Your Affordable Roofing Company

Whether you have a good or excellent, credit score or, bad, or fair credit, new your roof financing options shouldn’t break the bank. If you’re in southern Ohio, northeastern Kentucky, or western West Virginia, look no further than Mr. Roofer.

Quit searching “affordable roofing near me” and call us for a free, no-obligation estimate. Financing for your roof repairs, replacement or new roof projects shouldn’t bankrupt you!

Apply Now
customer ratings roofer

Read The Fine Print

As with any financial document, you should read your loan paperwork carefully. Ask questions if you don’t understand any loan terms or if the full loan amount you owe each month is unclear.

Make sure the contract is specific to your situation, as well. Financing a metal roof is a bit different because of the longer lifespan, for instance. Quality, affordable roofing contractors aren’t worried about you taking your time with a contract; they know their services are solid. If a contractor is pushing you to take on roof loans you don’t understand, run in the other direction!

Apply Now

Receive Your Quote Now

Frequently Asked Questions

Is Financing a Roof a Smart Financial Choice?2023-11-07T15:01:15+00:00

A roofing project is one of the best ways to add value to your home and boost the resale price. That’s why a roof loan can be such a smart financial investment. Shop around to make sure you get the top roof loan amount amount and best monthly payments.

Depending on the project, you may be able to write off part of labor costs for the project on your taxes if you are installing more energy-efficient materials like metal roofing. Ask your contractor to learn more!

What Are My Roof Financing Options? Will a Home Equity Loan Work?2023-11-07T15:02:22+00:00

When it comes to roof loans fair credit card amount only, there are a lot of options. If the project costs exceed your current credit card amount limit, you can take out a personal loan or home equity loans to cover the cost of your roofing project.

Before you go to the bank, check with your contactor to see what roof loans they offer, what the interest rates are, and what your monthly payments would be. With Mr. Roofer, you may be able to get a roof loan for under $100 a month and no lump sum down payment!

Why Do Roofing Projects Cost So Much?2023-11-07T15:03:06+00:00

New roofing requires both a lot of material and a lot of labor. That can make financing a new roof tough.

Certain materials last longer, but the roof costs can cost more upfront. It’s really important to investigate whether the contractor can offer you affordable metal roofing or slate roofing.

Make sure you are looking for the most affordable roofing companies near you and you check out their options for bad credit roofing companies and financing.

Can You Finance a Roof In Ohio with a Personal Loan?2023-11-07T15:04:31+00:00

Yes! There are no obstacles in Ohio, West Virginia, or Kentucky to financing home improvement projects. Financing for home improvement loans a new roof is possible through many contractors, as well as banks and lenders.

Personal loan repayment terms for home improvements and roof loans vary – make sure you shop around before your home improvements or roofing project begins to get the first loan offers lowest monthly payment.

What Type of Loan Is Best for Replacing My Roof?2023-11-07T15:05:32+00:00

Financing roof replacement or a roofing project depends on your personal financial situation. Some homeowners find a home equity loan works best for their needs, while others may use personal loans.

Make sure you investigate all your finance options, including getting a fixed-rate loan through your contractor. The entire first loan cost may be cheaper than you think.

Is $30,000 Too Much for a Roof?2023-11-07T15:06:48+00:00

The average cost of a new roof for a primary residence is typically over $10,000, depending on the location and roofing materials.

Some contractors purposely inflate their prices, especially after storms or destructive weather. You can always ask for an itemized breakdown or get a second quote if you think a contractor is price gouging.

What Credit Score Is Needed for a Roof?2023-11-07T15:07:24+00:00

Although the exact good credit score requirements for personal loan varies based on the lender and your personal loan situation, the typical equity line of credit intended for a home improvement project requires a minimum credit score of 640-660.

With Mr. Roofer, though, your financial situation won’t stop you from getting the home of your dreams. Almost every customer gets the roof loan that they need.

Your credit score may affect your loan terms, including your interest rate. We’ll work to get you the top loan offers and best repayment terms for your credit score.

Go to Top